Steve Van De Beuken NMLS 224527
Hi, I’m Steven Van De Bueken. As a licensed loan officer I serve all residential borrowers, but what is most gratifying to me is helping realtors to make their client’s home buying experience exciting and fun. Whether it is a first time buyer or a seasoned veteran investor, I get a rush from safely guiding the buyer through the process and producing the mortgage loan that best serves the buyer.
Over the last 14 years my career has included a term as the President of the Arizona Association of Mortgage Professionals, Southern Chapter as well as two terms on the state board. I have managed and owned mortgage businesses and have been a licensed mortgage broker. Along with my colleagues within the Arizona Association of Mortgage Professionals, I worked with the Arizona Department of Financial Institutions to bring about loan officer licensing in 2010.
In 2012 I was named the Tucson Association of Realtors “Affiliate of the Year” because I understand that borrowers and real estate agents want three things: communication, on-time closes, interest rates and fees that don’t change. I’m at your service!
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Sunstreet Mortgage was professional and fast. We closed on our home in less than four weeks. We were very pleased with the service and particularly the thoroughness of the brokers involved in securing our mortgage.
The Mortgage News
Homeowners who refinanced through Freddie Mac in 2013 continued to display fiscal restraint, choosing fixed rate mortgages, keeping essentially the same mortgage balance, and in many cases opting for shorter-term loans to build equity more rapidly. In doing so homebuyers who refinanced during the year will save approximately $21 billion on net over the first 12 months of their new loans.
The Mortgage Bankers Association (MBA) called the fourth quarter of 2013 a particularly strong one for commercial and multifamily mortgage originations, with a total volume of around $280 billion in closed loans, the highest volume since 2007. Preliminary figures indicate that the volume for the entire year was up 15 percent from 2012 and increased 34 percent between the third and final quarter of 2013.
Now that prices have recovered to within striking distance of where many folks purchased their homes, potential sellers have found something new to worry about. Can their potential buyer get a mortgage?