1993 S Frontage Rd, Suite 206
Sierra Vista, AZ 85635
1885 N Kolb Road
Tucson, AZ 85715
Cindy Subia NMLS 199819
Having lived in Arizona for 36 years and working as a mortgage professional for 17 years, I understand that customers are looking for a full-time lender that can answer their questions.
It is my passion to help everyone, regardless of their credit-worthiness. I enjoy meeting new and returning customers and helping them to choose which loan program best suits their needs. In addition to assisting qualified buyers, I also delight in helping those that do not yet qualify for lending and walking them through the steps they need to take to restore their credit. I know that my clients also lead busy lives, so I do my utmost to work within their schedules. I, too, enjoy my family time along with participating in my local church.
I strive for my yes to be yes. By taking the hands of my customers, realtors and colleagues, I am with each one throughout the entire transaction to ensure successful closings.
With Sunstreet Mortgage I have the pleasure of working with the industry’s top professionals. With in-house underwriting, and a business model that is education-based, we strive for excellence and are able to meet the demands of a high volume of clients.
I use Cindy Subia & her amazing team on all of my contracts that require new loans! She doesn’t beat around the bush and before things get tough, she gets involved. She recently funded a sale for a buyer that wasn’t even mine, I had the Seller’s side. The buyer was declined four times, because the house was “unconventional” and it was hard to find comparable sales. It was very difficult, but Sun Street Mortgage got the job done! Everyone was so impressed after feeling so hopeless. Cindy Subia & Sun Street Mortgage will always be my first choice!
Cindy and the staff at Sunstreet Mortgage made purchasing a home easy and enjoyable, I would recommend Sunstreet to anyone who is serious about buying a home. The professionalism and kindness of the entire Sunstreet staff is second to none. Thank you for all the help, I look forward to working with Sunstreet again.
I recently had the pleasure of working with Cindy Subia and her great team at Sunstreet. They are an awesome group who ensured my mortgage loan was processed quickly and efficiently. They walked me through the process and encouraged me to ask questions. Cindy is extremely personable and a consummate professional.
I’ve worked with Cindy Subia on many loans over the past seven years and one word always comes to mind, dedication. Cindy is always dedicated to making sure I am completely informed throughout the process, I am receiving the best rates and fees possible, and she is dedicated at ensuring my home buying experience is a pleasurable one. She never hesitates to go out of her way to make sure every detail is covered.
I purchased a home in May 2013 and my realtor, Kathy Boston referred me to Cindy at Sunstreet Mortgage. Cindy and her team worked countless hours making the dream of home ownership a reality to me. Even when things are not easy and situations occur that are out of my control she was comforting and positive. Cindy and her assistant, Heather are the perfect pair! They really CARE about their clients. . They had never met me before any of this but showed me that, not only were they wanting me into this home, they cared about my family. Sunstreet Mortgage is blessed to have these two individuals on their team.
My son will be stationed here in August coming from Korea. He and his family and are looking to buy, trust and believe he already knows who he’ll be seeing!
As a Realtor and Broker for eight years I have trusted Cindy with many of my clients and customers. She has continuously delivered dependable, professional and superior service. Her attention to detail is rarely paralleled by her competitors. Most of my clients have thanked me for recommending her to them after their purchase was complete. As someone who likes to stay on the ball I appreciate how Cindy works; she is usually ahead of me and I like not having to constantly call to get updates as I’ve had to do with other loan officers/originators. She has my highest of recommendation!
I have worked with Cindy Subia for more than 10 years. She and her team at Sunstreet Mortgage are very professional from prequalification to funding. I refer my buyers to her because she is honest, delivers what she promises and her experience allows her to help all of my buyers, no matter their situation.
Cindy was so kind and so patient with us, as if we were her only clients. We never felt rushed. We learned what to do to help our kids buy a house in the future. We learned what causes the negative reports and how to stay on top of our credit. She was very informative and made my first home buying experience one moment I will never forget.
Where do I begin? Every client that has received service from Cindy Subia through Sunstreet Mortgage gives her the highest praises! Cindy and her team work diligently to ensure prequalifications are provided quickly. Because many of my clients are active duty service members who must sign in to the base and get their families situated into their new home as quickly as possible, Sunstreet Mortgage has always worked diligently to ensure families are in their homes in minimal amount of time. The excellent professionalism and customer service they provide keeps the door open for my clients to refer their friends to Sunstreet as well. With all the many changes in the lending industry, I can rest assure knowing Sunstreet remains on top of those changes and keeps me and my clients informed also. I always have a peace of mind knowing my clients are receiving the highest quality in customer service.
My experience with my loan process at Sunstreet Mortgage has been outstanding. The staff gave 120% to make sure my loan got accepted in a timely matter. I would highly recommend Sunstreet mortgage. I have purchased many homes before, but level of professional service at Sunstreet Mortgage cannot be surpassed . Thank you Cindy Subia for a job well done.
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Sunstreet Mortgage was professional and fast. We closed on our home in less than four weeks. We were very pleased with the service and particularly the thoroughness of the brokers involved in securing our mortgage.
The Mortgage News
Homeowners who refinanced through Freddie Mac in 2013 continued to display fiscal restraint, choosing fixed rate mortgages, keeping essentially the same mortgage balance, and in many cases opting for shorter-term loans to build equity more rapidly. In doing so homebuyers who refinanced during the year will save approximately $21 billion on net over the first 12 months of their new loans.
The Mortgage Bankers Association (MBA) called the fourth quarter of 2013 a particularly strong one for commercial and multifamily mortgage originations, with a total volume of around $280 billion in closed loans, the highest volume since 2007. Preliminary figures indicate that the volume for the entire year was up 15 percent from 2012 and increased 34 percent between the third and final quarter of 2013.
Now that prices have recovered to within striking distance of where many folks purchased their homes, potential sellers have found something new to worry about. Can their potential buyer get a mortgage?