Sarah Roads NMLS 147878
As a University of Arizona graduate and as a former teacher, I have been educating and helping customers move, build, remodel, save money, invest, and/or consolidate with mortgage financing for over 22 years in Arizona. As one of the three founding members of Sunstreet Mortgage, LLC in 2005, I have always had the dedication to provide a mortgage transaction that is a pleasant experience with no surprises at closing. Not only am I attentive, straight forward, and honest during the transaction, but my service and dedication to my customers continues even after the closing with monthly helpful financial and personal information. I stay in touch and I am always a phone call, text, email, or pop-by away.
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Sunstreet Mortgage was professional and fast. We closed on our home in less than four weeks. We were very pleased with the service and particularly the thoroughness of the brokers involved in securing our mortgage.
The Mortgage News
Homeowners who refinanced through Freddie Mac in 2013 continued to display fiscal restraint, choosing fixed rate mortgages, keeping essentially the same mortgage balance, and in many cases opting for shorter-term loans to build equity more rapidly. In doing so homebuyers who refinanced during the year will save approximately $21 billion on net over the first 12 months of their new loans.
The Mortgage Bankers Association (MBA) called the fourth quarter of 2013 a particularly strong one for commercial and multifamily mortgage originations, with a total volume of around $280 billion in closed loans, the highest volume since 2007. Preliminary figures indicate that the volume for the entire year was up 15 percent from 2012 and increased 34 percent between the third and final quarter of 2013.
Now that prices have recovered to within striking distance of where many folks purchased their homes, potential sellers have found something new to worry about. Can their potential buyer get a mortgage?