Paul Valenzuela NMLS 923845
With over 6 years mortgage experience, along with many transactions closed, it’s a pleasure to continue helping families to the dreams of home ownership. With a customer service back ground, I believe this aspect is highly important to make the best possible experience for the client. As a Tucson native, home owner and patience to explain all loan programs from VA, Conventional, USDA, FHA to down payment assistance, is the reason I love what I do for families! Make sure you have all your options available before you decide on the lender you are going to hire.
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Sunstreet Mortgage was professional and fast. We closed on our home in less than four weeks. We were very pleased with the service and particularly the thoroughness of the brokers involved in securing our mortgage.
The Mortgage News
Homeowners who refinanced through Freddie Mac in 2013 continued to display fiscal restraint, choosing fixed rate mortgages, keeping essentially the same mortgage balance, and in many cases opting for shorter-term loans to build equity more rapidly. In doing so homebuyers who refinanced during the year will save approximately $21 billion on net over the first 12 months of their new loans.
The Mortgage Bankers Association (MBA) called the fourth quarter of 2013 a particularly strong one for commercial and multifamily mortgage originations, with a total volume of around $280 billion in closed loans, the highest volume since 2007. Preliminary figures indicate that the volume for the entire year was up 15 percent from 2012 and increased 34 percent between the third and final quarter of 2013.
Now that prices have recovered to within striking distance of where many folks purchased their homes, potential sellers have found something new to worry about. Can their potential buyer get a mortgage?