Pam Cohen NMLS 804686
Pam Cohen hails from Omaha, Nebraska and moved to Arizona in 1981. She acquired her real estate license in 1983 and began building a background in real estate sales, finance and marketing. During the subsequent, her experience grew to encompass new and resale home sales, residential and commercial lending, title and escrow, as well as providing marketing consulting to individuals in the real estate industry. She is proud to now affiliate with Sunstreet Mortgage as a Senior Mortgage Loan Originator.
It’s all about service at Sunstreet Mortgage, and our company has been meeting the needs of homebuyers since 2005. I joined Sunstreet because of its strong reputation for integrity-based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and products.
Joining Sunstreet Mortgage has given me the edge in helping individuals and families attain the dream of homeownership. Whether buying a new home or refinance an existing mortgage, I will provide a customized solution at competitive rates. No brokering, no middleman, no hassle, no surprises.
Sunstreet is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in-house; all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible.
I will be in control of your loan file from start to finish, and I will be up-to-date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.
I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.
Pam has worked with, and for, many local charities such as IFADD (International Foundation for Anti-Cancer Drug Discovery), Save the Family, Make a Wish, The Michael Finny Foundation, Manos de Ayuda, and the Children with AIDS Project, providing event planning and fundraising support. She currently serves on the boards for Gift of Life/Arizona Inc., and the Rotary Vocational Foundation of Arizona.
Pam is also proud to be a member of the Mesa West Rotary Club. She currently holds the District Trainer position in Rotary District 5510 and has held numerous club and district positions including Assistant Governor. She is a Bequest Society Member, Benefactor, Paul Harris Sustaining Member, and was the recipient of the District’s “Rotarian of the Year” honor in 2002-2003.
Pam’s twenty-seven year-old daughter, Alex, is the light of her life and also contributes much to her philanthropic endeavors. She is currently teaching at Basis Charter Schools in Flagstaff, Arizona and a graduate student at Northern Arizona University where she is pursuing a Master’s Degree in geo-physics.
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Sunstreet Mortgage was professional and fast. We closed on our home in less than four weeks. We were very pleased with the service and particularly the thoroughness of the brokers involved in securing our mortgage.
The Mortgage News
Homeowners who refinanced through Freddie Mac in 2013 continued to display fiscal restraint, choosing fixed rate mortgages, keeping essentially the same mortgage balance, and in many cases opting for shorter-term loans to build equity more rapidly. In doing so homebuyers who refinanced during the year will save approximately $21 billion on net over the first 12 months of their new loans.
The Mortgage Bankers Association (MBA) called the fourth quarter of 2013 a particularly strong one for commercial and multifamily mortgage originations, with a total volume of around $280 billion in closed loans, the highest volume since 2007. Preliminary figures indicate that the volume for the entire year was up 15 percent from 2012 and increased 34 percent between the third and final quarter of 2013.
Now that prices have recovered to within striking distance of where many folks purchased their homes, potential sellers have found something new to worry about. Can their potential buyer get a mortgage?