971 N GIlbert Road, Suite 202
Gilbert, AZ 85234
Nikki Hauser NMLS 1574221
Loving to be of service my entire life, I have found great fulfillment in my career as a loan officer. I enjoy working with people from all backgrounds and walks of life to guide them through the process of buying a home from start to finish. One of the greatest feelings in the world is to know you helped make someone’s dreams to own a home come true.
I believe that homeownership is for EVERYONE. My motto is “It’s not a question of if, but of when” someone can qualify to own their own home.
I work for Sunstreet Mortgage where I close loans for my own clients and have also been a part of supporting a very active team of loan originators. I have experience with every type of loan and scenario you can imagine due to the hundreds of loans I have been a part of closing.
I work with applicants to do all the hard work up front in validating information and providing documentation. When I sign a prequal for your client to go shopping, that loan is signed, sealed and delivered!
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Sunstreet Mortgage was professional and fast. We closed on our home in less than four weeks. We were very pleased with the service and particularly the thoroughness of the brokers involved in securing our mortgage.
The Mortgage News
Homeowners who refinanced through Freddie Mac in 2013 continued to display fiscal restraint, choosing fixed rate mortgages, keeping essentially the same mortgage balance, and in many cases opting for shorter-term loans to build equity more rapidly. In doing so homebuyers who refinanced during the year will save approximately $21 billion on net over the first 12 months of their new loans.
The Mortgage Bankers Association (MBA) called the fourth quarter of 2013 a particularly strong one for commercial and multifamily mortgage originations, with a total volume of around $280 billion in closed loans, the highest volume since 2007. Preliminary figures indicate that the volume for the entire year was up 15 percent from 2012 and increased 34 percent between the third and final quarter of 2013.
Now that prices have recovered to within striking distance of where many folks purchased their homes, potential sellers have found something new to worry about. Can their potential buyer get a mortgage?