Loan Programs

We offer a wide variety of loan programs designed to fit your needs. While we have listed some of our more common (and popular) loan programs in this page, we encourage you to contact us to discuss your needs.

FHA Loans: These loans are designed to help first-time home buyers and other qualified individuals achieve the American dream of homeownership. They typically require a lower down payment. You may qualify for a FHA loan even if you have a foreclosure in your past.

VA Loans: The Department of Veterans Affairs guarantees loans made to veterans. These loans require little to no down payment. Just as with FHA loans, you may qualify for a VA loan even if you have a foreclosure in your past.

USDA Loans: Depending on your property location and income, you may be eligible for a USDA loan, designed to encourage home ownership in rural communities.
Conventional Loans: These loans usually offer the best interest rates, but require a higher down payment.

Conventional Loans: These loans usually offer the best interest rates, but require a higher down payment.

Jumbo Loans: Jumbo loans are those that exceed the maximum loan amount acceptable in the other loan programs. Loan amounts exceed $417,000 fall in the jumbo loan category.

Reverse Mortgages: A reverse mortgage makes it possible for homeowners 62 or older to convert their home equity into a home loan with deferred payments. In most cases, those payments can be deferred for as long as the homeowner remains living in the home as their primary residence and does not default on certain obligations such as taxes or insurance. Reverse mortgages can also provide qualifying homeowners with tax-free loan proceeds which is typically used to make retirement more enjoyable, finance housing improvements, or to permit retirees to remain in their own home throughout their retirement so long as the borrower pays property taxes, homeowners insurance and costs associated with home maintenance.

Construction: Click here to find out more about construction loans that may suit your needs.

Within these major loan program groups, we offer a variety of different options depending on your needs and the property you are attempting to finance.

  • Fixed interest rate loan
  • Adjustable rate mortgage
  • 15-, 20- or 30-year term
  • Single-family residence
  • New construction
  • Condo
  • Multiple-unit property
  • Manufactured home

At Sunstreet we have the right solution for you!

Call us today and let our staff of professionals assist you in finding the perfect loan.

Mortgage Calculator for Monthly Payment Estimation

Use this mortgage calculator to gain a rough estimate of payments, payoffs and interest rates. If at any point you have questions, please call your loan officer and we will happily assist you – no pressure, just answers!

Translate Site

Apply Online Now

If you're ready to apply for your home loan, please call your loan officer today. Thanks for choosing Sunstreet…the street that leads you home!

Start Here
How to choose a mortgage lender and Realtor?

Frequently Asked Questions


General Information & Reminders When Applying for a Home Loan…read more

Mortgage Calculator


Sunstreet Mortgage was professional and fast. We closed on our home in less than four weeks. We were very pleased with the service and particularly the thoroughness of the brokers involved in securing our mortgage.

Phil & Kerra R.

The Mortgage News

RSS Feed Widget