2840 E. Skyline Dr., Suite 180
Tucson AZ 85718
971 N Gilbert Rd #202
Gilbert, AZ 85234
Judas I Ramos NMLS 958214 | AZ
From a young age my family ingrained in me traditional values that have guided me throughout my life. Values like integrity, strong work ethic, and always extending a helping hand to those in need. Originally from Aribabi, Sonora Mexico, my family relocated to Tucson and we felt immediately integrated with this amazing “bear down” Wildcat community!!
With more than eight-years of banking experience, I have spent the last five in the mortgage industry. As a Loan Officer for Sunstreet Mortgage I feel extremely happy to be part of a company that embraces the core values my family instilled in me. My promise is to incorporate those same values during your lending process. With honesty, respect, and my commitment to you. My goal is to exceed your expectations which will allow me to be your lender for life!
Ready and eager to guide you through the process of buying or refinancing your home, I now extend my hand to you.
“Help others achieve their dreams and you will achieve yours.” Les Brown
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Sunstreet Mortgage was professional and fast. We closed on our home in less than four weeks. We were very pleased with the service and particularly the thoroughness of the brokers involved in securing our mortgage.
The Mortgage News
Homeowners who refinanced through Freddie Mac in 2013 continued to display fiscal restraint, choosing fixed rate mortgages, keeping essentially the same mortgage balance, and in many cases opting for shorter-term loans to build equity more rapidly. In doing so homebuyers who refinanced during the year will save approximately $21 billion on net over the first 12 months of their new loans.
The Mortgage Bankers Association (MBA) called the fourth quarter of 2013 a particularly strong one for commercial and multifamily mortgage originations, with a total volume of around $280 billion in closed loans, the highest volume since 2007. Preliminary figures indicate that the volume for the entire year was up 15 percent from 2012 and increased 34 percent between the third and final quarter of 2013.
Now that prices have recovered to within striking distance of where many folks purchased their homes, potential sellers have found something new to worry about. Can their potential buyer get a mortgage?