John E Capp NMLS 147875
As a loan officer with Sunstreet Mortgage, LLC, I am committed to providing you with exceptional service.
- To manage all expectations at the beginning of the process, so that there are few, if any, surprises
- To make the lending process as simple and hassle free as possible
- To stay in contact with you as often as necessary to keep you up-to-date on your loan process;
- To understand your entire situation, so that we can provide you with the right solution
- To always be available by phone or email, and respond to your questions and needs in a timely manner
If you are contemplating refinancing your existing mortgage, or financing a home purchase with a residential mortgage loan, I am here to help you take the street that leads you home.
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Sunstreet Mortgage was professional and fast. We closed on our home in less than four weeks. We were very pleased with the service and particularly the thoroughness of the brokers involved in securing our mortgage.
The Mortgage News
Homeowners who refinanced through Freddie Mac in 2013 continued to display fiscal restraint, choosing fixed rate mortgages, keeping essentially the same mortgage balance, and in many cases opting for shorter-term loans to build equity more rapidly. In doing so homebuyers who refinanced during the year will save approximately $21 billion on net over the first 12 months of their new loans.
The Mortgage Bankers Association (MBA) called the fourth quarter of 2013 a particularly strong one for commercial and multifamily mortgage originations, with a total volume of around $280 billion in closed loans, the highest volume since 2007. Preliminary figures indicate that the volume for the entire year was up 15 percent from 2012 and increased 34 percent between the third and final quarter of 2013.
Now that prices have recovered to within striking distance of where many folks purchased their homes, potential sellers have found something new to worry about. Can their potential buyer get a mortgage?