Gary Franks NMLS 206759
Buying a home can be one of the most exciting times in your life, but to keep the experience enjoyable, you need to have the right people in your corner. I pride myself on having built a team that makes unparalleled customer service its top priority, where each member strives to ensure every transaction is as stress-free as possible. We know the last thing our clients want is to feel unimportant as they make this very significant step in their lives, and with our consistent level of communication throughout the loan process, each of our clients is left reassured that our goal is to help them reach their goals.
I began working in the mortgage lending industry in 1992, spending my high school summers working in our family-owned mortgage brokerage here in Tucson. After receiving my degree in entrepreneurship from the University of Arizona in 1996, I knew I wanted to pursue a career as a mortgage originator. I am honored to have built my business on a strong referral network of top Realtors and past clients.
I have been married to my wonderful wife since 1997 and we have two amazing children who keep us very busy with school and sports. I enjoy nothing more than spending the weekends watching their sporting events and squeezing in an occasional golf game or hike. Additionally, I have served on the Old Pueblo Civitan Club and as president of the Arizona Association of Mortgage Brokers.
Both Christine and Kathy were a pleasure to work with in obtaining my VA loan. First, they assisted me with obtaining my bonus entitlement, and then they created a plan to reduce my upfront fee, saving me nearly $4,000. Ultra professional and on top of every detail. They were responsive to every question, call or email. You should be very happy to have them on your team. I seldom see that level of professionalism and attention to detail.
It has been our pleasure to know and work with Gary Franks. We have found Gary and his team to be the complete professionals in our business dealings with them. In the very competitive world of real estate mortgages, we have found that the Gary Franks Team not only meets our expectations, but far exceeds them. We are confident that our clients will receive the very best in service before, during and after the loan process. Gary and his team have become our “go-to” lenders of choice. We would recommend them to anyone in need of mortgage services.
We wanted to thank Gary and the Franks Team for securing financing for us on our new Tucson home. We feel you went above and beyond in keeping us informed on the process and assisting in any questions we had. Our previous financing has always been handled locally, but you really gave us a sense of comfort and confidence in handling this “long distance”. Everyone at the firm was terrific to deal with and I will be the first to recommend you should the opportunity arise.
It was a pleasure working with you and your team. There are many lenders in Tucson but few do it as well as you and you and your team! Great job!
From the first phone call talking with Gary to the last follow up, everyone and everything could not have been any better. I was contacted by Christine early on and she was quick, precise, informative, helpful and very personable. My fears were calmed, I was put at ease and everyone went above and beyond to answer all of my questions and to help me understand every step of what I thought was going to be a scary, complex and ambiguous ordeal. Not so, I was updated twice a week as to what was happening, where we were, and what was happening next. You guys rock!
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Sunstreet Mortgage was professional and fast. We closed on our home in less than four weeks. We were very pleased with the service and particularly the thoroughness of the brokers involved in securing our mortgage.
The Mortgage News
Homeowners who refinanced through Freddie Mac in 2013 continued to display fiscal restraint, choosing fixed rate mortgages, keeping essentially the same mortgage balance, and in many cases opting for shorter-term loans to build equity more rapidly. In doing so homebuyers who refinanced during the year will save approximately $21 billion on net over the first 12 months of their new loans.
The Mortgage Bankers Association (MBA) called the fourth quarter of 2013 a particularly strong one for commercial and multifamily mortgage originations, with a total volume of around $280 billion in closed loans, the highest volume since 2007. Preliminary figures indicate that the volume for the entire year was up 15 percent from 2012 and increased 34 percent between the third and final quarter of 2013.
Now that prices have recovered to within striking distance of where many folks purchased their homes, potential sellers have found something new to worry about. Can their potential buyer get a mortgage?