Francisca Villegas-Baker NMLS 1443767
I’m originally from Hermosillo, Sonora, México and now I’m proud to call Tucson my home, having lived here for several years. I earned a degree from the University of Arizona in General Studies with an Economy and Industry Emphasis.
I have always looked to empower and strengthen my community by being a part of local boards, committees, and charitable organizations. My most recent work has allowed me to vigorously promote small businesses, in collaboration with government agencies and other local businesses.
As a loan officer for the Ramos Group with Sunstreet Mortgage, LLC, I now extend my helping hand to you and your family. Let me guide you side-by-side through your home purchase or refinance process.
“Only by giving are you able to receive more than you already have” Jim Rohn
California Residential Mortgage Lending Act (4131285). Colorado Mortgage Company Registration. Texas—SML Mortgage Banker Registration.
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Sunstreet Mortgage was professional and fast. We closed on our home in less than four weeks. We were very pleased with the service and particularly the thoroughness of the brokers involved in securing our mortgage.
The Mortgage News
Homeowners who refinanced through Freddie Mac in 2013 continued to display fiscal restraint, choosing fixed rate mortgages, keeping essentially the same mortgage balance, and in many cases opting for shorter-term loans to build equity more rapidly. In doing so homebuyers who refinanced during the year will save approximately $21 billion on net over the first 12 months of their new loans.
The Mortgage Bankers Association (MBA) called the fourth quarter of 2013 a particularly strong one for commercial and multifamily mortgage originations, with a total volume of around $280 billion in closed loans, the highest volume since 2007. Preliminary figures indicate that the volume for the entire year was up 15 percent from 2012 and increased 34 percent between the third and final quarter of 2013.
Now that prices have recovered to within striking distance of where many folks purchased their homes, potential sellers have found something new to worry about. Can their potential buyer get a mortgage?