Erika Santa Cruz NMLS 230127
As a Native Tucsonan, I take great pride in working closely with my customers & agents. I have been in the business since 1999 and as a highly experienced mortgage professional I strive to ensure a seamless home loan process. Ethics, professionalism and superior customer service are extremely important to me. I am very proactive in navigating though the mortgage details before they become problems.
Sometimes the answers aren’t easy but I think outside the box, searching all avenues for the best home loan to fit you needs.
Exceptional service, lasting relationships…that’s my promise to you!
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Sunstreet Mortgage was professional and fast. We closed on our home in less than four weeks. We were very pleased with the service and particularly the thoroughness of the brokers involved in securing our mortgage.
The Mortgage News
Homeowners who refinanced through Freddie Mac in 2013 continued to display fiscal restraint, choosing fixed rate mortgages, keeping essentially the same mortgage balance, and in many cases opting for shorter-term loans to build equity more rapidly. In doing so homebuyers who refinanced during the year will save approximately $21 billion on net over the first 12 months of their new loans.
The Mortgage Bankers Association (MBA) called the fourth quarter of 2013 a particularly strong one for commercial and multifamily mortgage originations, with a total volume of around $280 billion in closed loans, the highest volume since 2007. Preliminary figures indicate that the volume for the entire year was up 15 percent from 2012 and increased 34 percent between the third and final quarter of 2013.
Now that prices have recovered to within striking distance of where many folks purchased their homes, potential sellers have found something new to worry about. Can their potential buyer get a mortgage?