Chris Belford NMLS 226514
cbelford@sunstreetmortgage.com
Hi, I’m Chris Belford, a proud native of Tucson familiar with all aspects of our “town”.
Prior to starting my career in the mortgage and real estate industry in 2003, I gained 11 years of experience in the insurance and financial industries.
I have also owned my own business and managed mortgage branches before specializing in mortgage loans.
My specialty is making the mortgage process easy for you. In this day and age, finding the proper home loan can be a confusing and daunting task.
Your mortgage is usually the biggest investment you make in your lifetime and I promise be your partner through the process from start to finish.
Please contact me today for all your Conventional, Government, or Commercial lending questions and needs.
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The Mortgage News
Refinances Seen Falling to 38 Percent Market Share in 2014
Homeowners who refinanced through Freddie Mac in 2013 continued to display fiscal restraint, choosing fixed rate mortgages, keeping essentially the same mortgage balance, and in many cases opting for shorter-term loans to build equity more rapidly. In doing so homebuyers who refinanced during the year will save approximately $21 billion on net over the first 12 months of their new loans.
Commercial/Multifamily Lending Came on Strong in Q4; MBA Expects Healthy 2014
The Mortgage Bankers Association (MBA) called the fourth quarter of 2013 a particularly strong one for commercial and multifamily mortgage originations, with a total volume of around $280 billion in closed loans, the highest volume since 2007. Preliminary figures indicate that the volume for the entire year was up 15 percent from 2012 and increased 34 percent between the third and final quarter of 2013.
Sellers Worry about Buyer Credit Availability in Redfin Survey
Now that prices have recovered to within striking distance of where many folks purchased their homes, potential sellers have found something new to worry about. Can their potential buyer get a mortgage?
