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Take the street that leads you home!

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Take the street that leads you home!

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Take the street that leads you home!

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Take the street that leads you home!

Office: 480-426-1923
Mobile: 480-270-1062
Fax: 480-842-8628

15300 N 90th St #500, Scottsdale, AZ 85260

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Alex Joiner NMLS 757757

ajoiner@sunstreetmortgage.com

My name is Alex Joiner Jr. Thank you for taking the time to visit our website. My mission is to serve you in an honest, upfront, and respectful way. The home loan process can be a nightmare if not armed with the right expertise. Don’t go it alone in today’s post-mortgage crisis world.

My team and I have a great passion for the mortgage business and are fully committed to making your mortgage work for you. It takes listening, understanding and proper planning to deliver the right loan for you and your family.

As a Mortgage Loan Consultant, I have developed a systematized approach to the mortgage process that consistently exceeds the expectations of our client and Realtors. Our capabilities are greatly enhanced by being a local mortgage banker with complete in-house control over the entire loan process from origination to funding.

After earning my degree in Business from Alta Tech, the past 2 decades in the mortgage/financial business have given me the experience needed to deliver on my promises.

I have been a local resident for over 20 years in the Valley, originally from CA, and am currently raising a young teenage daughter in Phoenix. My daughter loves dance, music and school. She is currently school class president and part of the gifted program for Paradise School District. We are active in our church and organizations. I love music, hiking, photography, and Cross-fit as an escape from the rigors of the mortgage industry.

My goal is to take the stress out of buying a home and see that you have an exceptional lending experience from my team and me.

I look forward to the opportunity to discuss ways in which we can help make your mortgage work for you.

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Sunstreet Mortgage was professional and fast. We closed on our home in less than four weeks. We were very pleased with the service and particularly the thoroughness of the brokers involved in securing our mortgage.

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The Mortgage News

Refinances Seen Falling to 38 Percent Market Share in 2014

Homeowners who refinanced through Freddie Mac in 2013 continued to display fiscal restraint, choosing fixed rate mortgages, keeping essentially the same mortgage balance, and in many cases opting for shorter-term loans to build equity more rapidly. In doing so homebuyers who refinanced during the year will save approximately $21 billion on net over the first 12 months of their new loans.

Commercial/Multifamily Lending Came on Strong in Q4; MBA Expects Healthy 2014

The Mortgage Bankers Association (MBA) called the fourth quarter of 2013 a particularly strong one for commercial and multifamily mortgage originations, with a total volume of around $280 billion in closed loans, the highest volume since 2007. Preliminary figures indicate that the volume for the entire year was up 15 percent from 2012 and increased 34 percent between the third and final quarter of 2013.

Sellers Worry about Buyer Credit Availability in Redfin Survey

Now that prices have recovered to within striking distance of where many folks purchased their homes, potential sellers have found something new to worry about. Can their potential buyer get a mortgage?